How To Find Out Why A Business Closed

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Each day businesses start up, close, are sold, or change for some other reason. Yous may need to find information on a defunct company to verify your employment history, for taxation purposes, or a number of other reasons. How to expect for business data? There are several possible strategies.

1
Contact the land where the business is registered. Companies must register with the State Secretarial assistant or Sectionalisation of Corporations where they carry business concern. This is public information that is usually searchable online.
- Locate your State Secretarial assistant by entering the search terms Secretary and the name of the country you are researching in the search engine.
2

Contact the Improve Business concern Agency. ^[1] The Better Business has information on thousands of businesses throughout the United States. Y'all can discover reviews and complaints almost the business you lot are researching.

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1
Locate records through the Library of Congress.
- Find historical data. The Library of Congress has compiled a list of resources to assist researchers in finding information on sometime businesses.^[2]
- Ask a Library of Congress Librarian. If yous have trouble finding information online, you can submit your question direct to library staff.^[iii]
2
Search the Securities and Exchange Commission'due south databases. ^[4] Any business that offers publicly traded securities must file reports with the SEC. If the company yous are looking for was in business on or after 1996, you can use the SEC online search engine to detect information.
- Asking copies of documents. You tin request documents not accessible through the search engine past submitting an online grade.^[5] There may be a fee for sure documents.
three

Locate websites that are no longer online on the Wayback Machine. The Wayback Automobile is an online archive of more than than 200 billion web pages, found at https://archive.org/web/. If you know the name of the website that the business you're looking for used to apply, you tin enter it in the search bar to see snapshots of the webpage at previous points in time.
four
Find business records for a company in your customs.
- Research records at the county clerk's office if you know the county where the business was located.
- Locate the correct office by searching the National Association of Counties website.^[vi]
5
Contact your state's Department of State. The Department of State registers business entities and maintains old business concern information for whatsoever business concern in its jurisdiction.
- Notice your land's Department of Land function either through an online search or by going to the National Association of Secretaries of State website.^[7]
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1
Locate the visitor information to verify your employment history. When y'all are looking for a new job, your new employer may ask for verification for your previous employment.
- First with the information you lot have on hand.
  - Use contempo pay documents such equally pay stubs or tax forms to verify your task title and salary history.
- Contact the Social Security Administration.
  - Request your earnings history on the Social Security Assistants website at https://www.ssa.gov/.
    - You will be charged a fee depending on the number of years for which you're requesting information.
2
Locate one-time contacts
- Search social media. Sites such every bit LinkedIn may have contact information on the company, as well as your former managers and coworkers.
- Attend networking meetings in your former industry. You lot may encounter former colleagues or friends of theirs who can help you contact them.
- Contact your academy'due south alumni association for colleagues who graduated from your school.
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ane
Endeavour to collect a debt from a defunct visitor.
- Know your rights.
  - When a business closes, its legal obligations practice not end.^[8] When y'all discover a company that owes y'all money is about to shut, consult an attorney with the appropriate knowledge to protect your interests.
  - If the business organisation you have been working with declares bankruptcy, it may still be possible to collect all or part of the debt. The Modest Concern Association provides general guidelines on how the collection process works.
- If yous are unable to collect the debt from the defunct business, you lot may be able to write information technology off as a tax deduction. The IRS provides information on what it does and does non allow to be written off.^[9]
2
Attempt to access a defined benefit (traditional alimony) plan from a defunct company.
- Contact the plan custodian.
  - If your plan was administered by a financial visitor such as Fidelity or Vanguard, y'all can contact them to find the data yous need. Y'all tin go the visitor'due south contact information on their website.
  - If your plan was not administered past a financial visitor, effort contacting the Alimony Benefit Guaranty Corporation (PBGC). This is a federal agency that guarantees pensions of bankrupt companies. Their website is https://world wide web.pbgc.gov/.
3
Attempt to access a defined contribution (401(k)) plan from a defunct visitor.
- Contact the plan custodian.
- If your 401(one thousand) was administered by a financial company, contact them to find the information you lot need.
- If your plan custodian is no longer in business concern, contact the U.S. Department of Labor'southward Employee Benefits Security Administration (EBSA). Call toll-free at ane-866-444-3272 or contact them online at https://www.dol.gov/ebsa/.
- Check the National Registry of Unclaimed Benefits to see if you are listed as a missing participant. Yous tin find information technology at https://www.unclaimedretirementbenefits.com/.
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1
Locate information on the stock document. Find or inherit stock certificates from a company no longer in business? Co-ordinate to the Securities and Commutation Committee, an old stock or bond document may still be valuable even if it no longer trades under the name printed on the certificate.^[10] You can find this data printed on the certificate:
- The CUSIP. This is a nine-character alphanumeric lawmaking that uniquely identifies a security. This can be used to research the history of the company, including mergers, reorganizations, and other changes.
- The stock's transfer agent. A transfer amanuensis is a financial company such as a banking company or trust visitor that keeps track of who owns a business's stocks and bonds.
- The Land Securities Regulator. You lot tin can locate the state where the company was incorporated on the face of the certificate.^[11]
- If the company no longer exists in any course, you may still be able to sell the document as a collectible.^[12]
ii
iii
Contact your land historical society.
- Many historical societies take data on businesses that operated in that state. You can find a list of state historical societies in the Preservation Directory.^[xiv]
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Add New Question

Question

I take unclaimed cash from the New Jersey Automobile Total Insurance Company, but they no longer exist. To claim my cash, I need proof of my policy with them from over 30 years ago. What can I do?

Get-go by contacting the New Jersey Section of Banking and Insurance. They tin can be found by Googling NJDOBI.
Question

A local screen printing visitor closed its doors and they refuse to pay me back a $two,700 deposit. Can I have them to small claims court?

In most states, the amount you lot are seeking is inside the dollar limit for modest claims court. The procedures for filing vary according to the court'southward jurisdiction. You lot can find general information on how to file on legalzoom.com. Contact your local municipality to notice the procedures specific to your area.
Question

How tin I find the Borders bookstore stock price from twenty years ago?

Yous can search for historical stock prices by googling Yahoo Finance. Search for the stock using the ticker symbol, and so choose "Historical Prices" from the blueish bar on the left; choose daily, weekly, or monthly data.
Question

How do I go a forgotten 401k when the company I worked for and the company that held our funds are both gone?

You tin can find out about your 401k by contacting the U.Due south. Section of Labor's Employee Benefits Security Administration (EBSA). Search EBSA online to detect their contact information.
Question

I accept unclaimed cash in the country I live but need proof of old address associated with the money. The firm was lost quite a while dorsum. Who all would have my name and address at an old address?

You could get-go by contacting the credit reporting agencies like Experian, Equifax or TransUnion. You lot tin also contract the IRS to find a tax return from the time you lived at your old address.
Question

How do I find a lien release from a company that doesn't exist anymore?

Information technology's probably in your state'southward municipal website. You lot tin admission this information by requesting an A-4 class. Then after you transport it, forth with a copy of your SSN and most recent pay stub, they will contact you via snail mail service with said company'due south lien release.

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Delight note that the information provided in this commodity is for educational purposes only and does not establish legal communication.
If you wish to pursue any legal action against a company, please contact the appropriate attorney or legal advisor before proceeding.

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Article Summary 10

There are a few ways you lot can observe information on a business organization that no longer exists. To find out if a company is yet agile, endeavor contacting the Country Secretary where the business organisation is registered. Yous tin also check on the Better Business Bureau website, which has data and reviews on many businesses. To find historical records for a business, check the Library of Congress or the county clerk's office where the visitor was located. If you're owed money by a defunct company, you should even so be entitled to your coin, even if they declare bankruptcy. If you lot're owed money for a alimony or 401(yard), the company should accept ready a programme with a custodian or financial visitor. For more tips, including how to research old stocks owned by a company, read on!

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